Master Simplified Chinese financial numerals and banking spellouts with our comprehensive in-browser utility. Convert numeric amounts into official PBOC Banker Daxie (银行大写: 零, 壹, 贰, 叁, 肆, 伍, 陆, 柒, 捌, 玖, 拾, 佰, 仟, 万, 亿, 兆) and casual Xiaoxie (日常小写) with 100% mathematical precision. Engineered with a BigInt myriad base-10,000 (万进位制) radix engine supporting figures up to 30 digits, strict PBOC 《支付结算办法》 consecutive zero-normalization regulations (零的规范处理), Jiao/Fen subunit rules, and anti-fraud capital date formatting (零壹月, 零壹拾月, 零壹拾日). Preview and export high-DPI commercial bank cheques with Guilloche security tints, red financial clearance chops (财务专用章), VAT Fapiao payment vouchers, CSV accounting registers, and shareable dossier cards all computed 100% locally in your browser with zero server data retention.
Universal Chinese (Simplified) Number to Words Converter & Currency Spellout Studio
Transform numeric figures into official Chinese financial capital words (大写) and everyday Hanzi (小写), generate PBOC 《支付结算办法》 compliant commercial bank cheques, verify myriad base-10,000 structures, and export branded financial vouchers with 100% client-side privacy.
⚙️ Financial Ingestion & Bank Deck
企业增值税发票与财务付款凭证
| 科目名称 / 项目摘要 | 币种 | 借方金额 (Debit) | 贷方金额 (Credit) |
|---|---|---|---|
| 应付账款 / 商业技术服务款项结算 | CNY | ¥ 1,485,250.75 | - |
| 银行存款 / 工商银行中关村支行 | CNY | - | ¥ 1,485,250.75 |
🏛️ PBOC 《支付结算办法》 银行汇票与支票大写填写规范
按照中国人民银行《支付结算办法》第十三条规定:中文大写金额数字到“元”为止的,在“元”之后应写“整”(或“正”)字;到“角”为止的,在“角”之后可以不写“整”(或“正”)字;大写金额数字有“分”的,“分”后面不写“整”(或“正”)字。
📅 票据出票日期的防伪“零”前缀规范
为防止票据出票日期被涂改变造,票据出票日期月为壹、贰和壹拾的,日为壹至玖和壹拾、贰拾、叁拾的,应在其前加“零”;日为拾壹至拾玖的,应在其前加“壹”。例如:1月15日应写成“零壹月壹拾伍日”;10月20日应写成“零壹拾月零贰拾日”。
⚖️ 阿拉伯数字与中文大写不一致的法律效力
按照《中华人民共和国票据法》第八条与最高人民法院审理票据纠纷案件司法解释:票据和结算凭证金额以中文大写和数码同时记载,二者必须一致,二者不一致的,票据无效;银行不予受理。在合同纠纷中,大写数字通常具有最高法定解释权。